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Dudley building society has relaunched its fixed rate mortgage range at higher rates, after pulling out of the market last week. It is offering a two-year fixed rate at 7.04percent (90percent LTV) with a 499 fee. Specialist lender Foundation Home Loans is launching a range of new fixed rate deals for owner-occupier and buy-to-let borrowers.
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It is thought over 500,000 people will come to the end of their fixed rate mortgage deals during the remainder of 2023. Recent increases to fixed mortgage rates across the market mean that borrowing costs have soared for those on variable rates and those looking to remortgage or switch to a new deal. The bank has also increased its fixed rates for new customers by up to 0.3 percentage points from this morning.
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It is offering a fee-free two-year fixed rate for residential borrowers at 5.16percent (90percent LTV). At 60percent LTV, borrowers can get a five-year fix at 4.16percent with a 995 fee. HSBC has cut its fixed rate buy-to-let and international BtL mortgages by up to 0.3 percentage points. It is offering a BtL five-year fix at 4.64percent (75percent LTV) with a 1,999 fee.